What is the first step for filing a Bankruptcy?
If you’ve been struggling with overwhelming debt, filing for bankruptcy can be a lifesaver. In most cases, the process will allow you to discharge or eliminate a majority of your debts and retain your property. However, you must hire the right Bankruptcy Attorney to ensure that you receive the most comprehensive and effective debt relief possible.
The first step to filing for bankruptcy is finding the right lawyer. You need an attorney who is familiar with the laws and understands your needs, as well as someone you can trust to guide you through the complexities of the bankruptcy process.
Ideally, you want a bankruptcy attorney who has been practicing for years and has a reputation for success. You’ll need to interview several bankruptcy lawyers before deciding who will work best with you.
Do they have a specialization in bankruptcy law?
You should look for a bankruptcy specialist who is certified by the American Board of Certification or is affiliated with NACBA. This is a sign that the lawyer has extensive experience in this field and knows the code better than any average attorney.
Is the attorney a good communicator?
A bankruptcy attorney should be able to explain the complexities of the law in layman’s terms. He or she should be able to explain how the bankruptcy will affect your credit rating, and the ways you can restore your financial status.
The attorney should be organized and courteous during your initial consultation. You’ll want to make sure that you have a clear understanding of the costs involved in your case, including preparing all the required paperwork and filing fees.
Are they willing to help you with your case pro bono?
If you have low income, a legal aid office can provide you with free legal advice and may even represent you in court for a fee. You can also check with your local bar association for a list of attorneys who offer pro bono services.
Are they a large or small firm?
The larger the firm, the more resources they have and a greater amount of collective bankruptcy experience. On the other hand, smaller firms tend to have more personal attention and can charge lower fees.
Do they have a good client service department?
You need a lawyer who can provide you with personalized attention, as well as one who will treat you with the respect and dignity that you deserve. If a law firm is too impersonal or doesn’t seem to care about your individual case, move on.
Are they a good fit?
A reputable bankruptcy attorney will be friendly, approachable, and understand your needs. This will help them guide you through the process and make it less intimidating.
Do they have a reputation for being meticulous?
The right attorney will be a detail-oriented professional who will make sure that all the necessary paperwork is filed properly. This is important because a misfiled or incomplete form can result in your case being dismissed by the court.